Consumer Decisions

  •  

    Enduring Knowledge - Understandings

    1. •

      social factors and economic principles affect consumer decisions.

    2. •

      culture, media and technology can influence consumer decisions.

    3. •

      consumer management practices relating to the human, economic, and environmental resources are needed to meet the goals of individual and families.

    4. •

      consumer advocacy groups impact consumer's rights and responsibilities.

    5. •

      consumer actions (e.g., reusing, reducing, recycling) influence the use of resources and impact the environment.

    6. •

      a variety of print and electronic resources are available in the home, school, and community that provide health and safety information.

    7. •

      advocacy is important for personal, family and community health and safety issues.

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    Skills and Concepts

    1. •

      evaluate social factors and economic principles and their affect on consumer decisions by:<ul><li> examining the use of economic principles and resources in making choices to satisfy needs and wants of individuals and families</li><li>comparing and evaluating products and services based on major factors (e.g., brand name, price, quality, features, availability) when making consumer decisions</li><li>comparing the relationship between supply and demand and their role in meeting consumer needs</li><li>analyzing the interrelationship between the economic system and consumer actions</li><li>apply decision-making strategies when buying products based on price, features, and quality</li><li>identifying practices that allow families to maintain economic self-sufficiency</li></ul>

    2. •

      investigate how culture, media and technology impact the family and consumer decision making by:<ul><li> exploring and using technology to access consumer information (e.g., products, services, and resources)</li><li>developing criteria to evaluate consumer's buying practices that are influenced by peer pressure, desire for status and advertising techniques (e.g., bandwagon, facts and figures, emotional appeal, endorsement/testimonials)</li></ul>

    3. •

      investigate consumer advocacy groups and the impact of consumer's rights and responsibilities by:<ul><li> examining economic impacts of laws and regulations that pertain to consumers and providers of services</li><li>identifying and explaining how consumer rights and responsibilities are protected (e.g., government agencies, consumer protection agencies, consumer action groups)</li></ul>

    4. •

      evaluate ways consumer actions (e.g., reusing, reducing, recycling) influence the use of resources and impact the environment by:<ul><li> describing the influence of environmental factors that positively and negatively affect health</li><li>researching local and state environmental issues that address consumption for conservation and waste management practices</li></ul>

    5. •

      use print and electronic resources from home, school, and community that provide accurate and relevant health information

    6. •

      locate and interpret career information and job opportunities in the community that support job success

Financial Literacy

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    Enduring Knowledge - Understandings

    1. •

      management of financial resource practices is needed to meet goals of individuals and families.

    2. •

      saving plans (e.g., investments, savings accounts, stocks, bonds) and budgets are economic practices in making financial decisions.

    3. •

      saving plans (e.g., investments, savings accounts, stocks, bonds) and budgets are economic practices in making financial decisions.

    4. •

      financial institutions (e.g., banks, brokerage firms, credit unions) provide consumer services that help in achieving financial goals.

    5. •

      career choice and lifestyle impacts an individual's financial future.

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    Skills and Concepts

    1. •

      evaluate financial management practices including budgeting, savings, banking services (e.g., purpose of checking and savings accounts, debit/credit), and investing (e.g., general types and purpose of investing) and explain why these practices are important in achieving personal financial goals by:<ul><li> describing the risks and responsibilities associated with using credit</li></ul>

    2. •

      investigate savings plans and budgets in making financial decisions by:<ul><li> constructing and using a personal spending/savings plan and evaluate according to short- and long-term goals</li><li>analyzing basic components of a budget (e.g., income, fixed and flexible expenses, and savings)</li></ul>

    3. •

      explain how financial institutions (e.g., banks, brokerage firms, credit unions) provide consumer services that help in achieving financial goals by:<ul><li> analyzing the steps in opening and using a checking and savings account</li></ul>

    4. •

      develop financial goals for the future based on one's lifestyle expectations and career choices

Career Awareness, Exploration, Planning

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    Enduring Knowledge - Understandings

    1. •

      an individual's work encompasses more factors than providing for basic needs.

    2. •

      jobs/careers reflect both individual and societal needs and vary within communities and regions.

    3. •

      career choices are available in planning for job/careers in a variety of career clusters.

    4. •

      the connection between work and academic achievement can influence one's future job/career.

    5. •

      an Individual Learning Plan (ILP) is an academic and career planning tool.

  •  

    Skills and Concepts

    1. •

      analyze why people need to work (e.g., earn money, contribute to society, develop identity as a worker, enhance self-esteem) to meet basic needs (food, clothing, shelter) and for personal satisfaction and enjoyment by:<ul><li> comparing and contrasting the many factors that must be considered when selecting and preparing for employment or a career path</li></ul>

    2. •

      explain how jobs/careers reflect both individual and societal needs

    3. •

      analyze the direct relationship of academic/technical skills, extracurricular activities, and community experiences to career preparation by:<ul><li> researching career choice through the use of technology</li></ul>

    4. •

      create an educational plan that will can impact their future career opportunities by:<ul><li> describing how job and career opportunities (e.g., veterinarian, sales associate, interior designer, meteorologist, physical therapist) are grouped together in career clusters (e.g., Agriculture, Arts & Humanities, Business & Marketing, Communications, Construction, Education, Health Science, Human Services, Information Technology, Manufacturing, Public Services, Science & Mathematics, Social Sciences, Transportation) that vary within and among communities and regions</li><li>accessing and evaluating resources for locating job/career information career paths related to interests, aptitude (e.g., academic skills), and abilities</li><li>creating and updating an Individual Learning Plan (ILP) as a tool to explore self-knowledge and academic aptitude and understand that career paths should relate to your individual traits (e.g., interests, abilities, learning styles)</li><li>explaining with examples postsecondary options (e.g., community technical colleges, 4-year colleges, military service) used when developing career goals that are included in the Individual Learning Plan (ILP)</li></ul>

    5. •

      analyze how self-knowledge (e.g., interests, abilities) is helpful when selecting and preparing for a career path and that unique interests may lead to career choices

Employability Skills

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    Enduring Knowledge - Understandings

    1. •

      interpersonal skills impact individual's career choice and success in the workplace.

    2. •

      attitudes and work habits contribute to success at home, school and work.

    3. •

      employability skills are important to achieve success in the workplace.

    4. •

      academic and technical skills contribute to obtaining and succeeding in employment.

  •  

    Skills and Concepts

    1. •

      evaluate how interpersonal skills impact individual's career choice and success in the workplace by:<ul><li> analyzing and evaluating the role of each participant's contribution in a team setting</li><li>evaluating the importance of working cooperatively with people of diverse backgrounds and abilities to achieve success in the workplace</li><li>designing a plan for working cooperatively with others by contributing ideas, suggestions and efforts to complete a task</li><li>explaining how effective verbal and nonverbal communication skills impacts work-related situations</li></ul>

    2. •

      examine how attitudes and work habits contribute to success at home, school and work by:<ul><li> identifying effective group interaction strategies (e.g., communicating effectively, conflict resolution, compromise) to develop team skills (e.g., goal-setting, questioning, dividing work)</li><li>demonstrating leadership skills by participating in co/extra-curricular activities, home, school and community</li><li>explaining how attitudes and work habits transfer from the home and school to the workplace</li><li>demonstrating and explaining how various forms of etiquette are used in the home, school, community, and workplace</li><li>describing consequences for actions when disobeying rules and routines at the workplace</li><li>explaining the role of authority in school and the workplace</li><li>explaining the importance of developing good work ethics/habits (e.g., initiative, time management, respect, self-discipline, problem-solving) that support career retention and advancement</li></ul>

    3. •

      explain how employability skills are important to achieve success in the workplace by:<ul><li> using available resources for locating job openings</li><li>using established criteria to evaluate a completed job application</li></ul>

    4. •

      explain how academic and technical skills contribute to obtaining and succeeding in employment by:<ul><li> using technology to research job/careers in the community</li><li>explaining how success in an academic course of study could contribute to the achievement and success in employment (e.g., Arts and Humanities/Museum Curator, Health Education/Personal Trainer)</li><li>explaining how success in a technical course of study could contribute to the achievement and success in employment (e.g., Career Choices/Nurse, Business/Marketing Career Exploration/Advertising Manager)</li></ul>

Communication/Technology

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    Enduring Knowledge - Understandings

    1. •

      scientific and technological changes can impact a variety of careers.

    2. •

      technology skills can enhance learning and be used in developing a career plan.

    3. •

      communication skills are essential in seeking and maintaining jobs/careers.

  •  

    Skills and Concepts

    1. •

      explain how jobs/careers (e.g., Physical Therapist, Radio and Television Broadcaster, Web Designer) have been created as a result of scientific and technological advancements

    2. •

      evaluate the purpose of technology tools (e.g., multi-media, Internet, digital camera, teleconferencing, debit/credit cards) and analyze how these impact productivity in homes, schools and jobs by:<ul><li> explaining how technology provides access to information and resources at home, school and the workplace</li><li>describing the role of technology within a community in maintaining safe and healthy living environment</li><li>updating the Individual Learning Plan (ILP) to provide a focus for academic and career planning</li></ul>

    3. •

      explain how communication skills are essential in seeking and maintaining jobs/careers by:<ul><li> describing effective speaking and listening skills used in a job interview</li><li>explaining skills used to seek, obtain, maintain, and change jobs/careers: written communication, nonverbal/verbal communication skills and interview skills</li><li>using different formats to summarize and communicate orally and in written form for use in the classroom and the workplace</li></ul>

Frequently asked questions

What grade levels do these standards cover?
Grade 8
When were these standards adopted?
2010
Where can I read the official document?
Kentucky Core Academic Standards - Vocational Studies

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