Common Planner
K–12 Standards

Grades 9-12: Financial Literacy

Other Iowa Social Studies sets

Careers and Earning Income

  •  

    Financial and Career Goals

    1. 1

      Compare career choices based on preparation, salary, benefits, and growth potential.SS.9-12.FL.1

    2. 2

      Identify different sources of income and factors that impact earning potential.SS.9-12.FL.2

    3. 3

      Create a post high school plan including career preparation and financial goals.SS.9-12.FL.3

Saving and Spending

  •  

    Saving, Spending, and Investing

    1. 4

      Create and evaluate a budget based on financial goals, income, and expenses.SS.9-12.FL.4

    2. 5

      Explain how saving supports financial security, resilience, and decision-making.SS.9-12.FL.5

Investing

  •  

    Saving, Spending, and Investing

    1. 6

      Compare investment tools to meet financial goals.SS.9-12.FL.6

Taxes

  •  

    Saving, Spending, and Investing

    1. 7

      Identify the impact of taxes on personal income and spending power.SS.9-12.FL.7

Managing Credit

  •  

    Credit and Risk Management

    1. 8

      Describe how credit works and how it is used.SS.9-12.FL.8

    2. 9

      Analyze the costs and benefits of different types of credit.SS.9-12.FL.9

Insurance

  •  

    Credit and Risk Management

    1. 10

      Explain how insurance operates as a tool for risk management.SS.9-12.FL.10

Identity Protection

  •  

    Credit and Risk Management  

    1. 11

      Identify strategies for the protection of personal identity and other forms of fraud.SS.9-12.FL.11

Frequently asked questions

What grade levels do these standards cover?
Grade 9, Grade 10, Grade 11, and Grade 12
Where can I read the official document?
Iowa Academic Standards for Social Studies

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